of the corporation may submit a Form 4506 but must provide documentation to support the requester's right to receive the information. Discover definitely needs to be called out on this. They finally gave me a rather large increase from $21. For IVES we are requesting use of an electronic signature. Whatever you put must match exactly what is on your tax return. It is important to remember the purpose of the 4506-C is to request a transcript of a tax return through the IVES system. After I read the instructions, since 2019 IRS is not sending transcripts to third parties (Barclays in this case). Thieves attempt to gain access to transcript data. Wow!Major Changes to the Next 4506-C Form. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts. 3) Income matters, always. Discover Enhanced Verification 4506c Question. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income. Re: DISCOVER Form 4506-T/4506-C. , you should be able to have the form notarized in whatever state you're currently traveling in. Discover In Summer 2019, Discover started sending out. Use the Cross or Check marks in the top toolbar to select your answers in the list boxes. Loans Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan. SBA Procedural Notice 5000-829416, “Revisions to SOP 50 10 . Never late, never over the limit, moderate usage etc. Be a US citizen or permanent resident. But there’s no guarantee when, or if, it will happen. Goodbye Discover. When I asked an agent questions about the application, I was. So they are asking mortgage applicants to sign the IRS Form 4506, which is technically called a “Request for Copy or Transcript of Tax Form” as part of the mortgage application process. 4506-C (6-2019) Form . Request may be rejected if the form is incomplete or illegible. Catalog Number 72627P Form 4506-C (Rev. The new 4506-C will permit the cleared and vetted IVES clients to request tax return information on the behalf of the authorizing taxpayer. I was advised not to worry about any income discepancies, as they wre just using the form for ID purposes. IRS Form 4506-C can be used to obtain transcripts for up to four years or tax periods but only one tax form number can be requested per each IRS Form 4506-C. Two items were changed from the previously published draft. Why is discover asking for a 4506-C? It allows the financial institution or credit issuer to look into your IRS tax returns. The form contains bold notes for those requesting the transcript not to sign unless all applicable lines are filled, and that the form. As for 4506-C, totally up to you. 4506-T Form used to verify income. Line 2b: Enter your spouse’s Social Security number, if you filed a joint return. It is mandatory. If you're a lender, bank or other third party, you can participate in IVES if you complete the application. I would call them as say to them what you are telling us. Get Transcript – use this service when you don’t need an actual copy of your original tax return. Forms submitted with. they can't consider you for credit line increases with stale income, and getting consent to annually update your income via permitted access to IRS info is easier than repeatedly asking you to update your income). The information provided will be used to search the taxpayers account and provide the requested information and to. NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before. Abstract: Internal Revenue Code section 7513 allows taxpayers to request a copy of a tax return or related products. The percentage could be 5-10% to account for guesses or bonuses etc. So hoping to get some suggestions on a game plan for increases + new accounts. A 4506-T is often a requirement for loans to comply with Fannie Mae/Freddie Mac rules, meaning they can be sold to these major purchasers of mortgages only with the required form. 4506 Summit St is a 3,861 square foot townhouse on a 3,545 square foot lot with 3 bedrooms and 2. So they are asking mortgage applicants to sign the IRS Form 4506, which is technically called a “Request for Copy or Transcript of Tax Form” as part of the mortgage application process. Equifax automates the 4506-T process, its very easy to look at income on 4506-T and income reported to Disco and act accordingly. Hello all, for the past year I have built my credit from a 502 to a 707 (Credit Karma Score) using a Wellsfargo Secured Card (300 CL), Credit One Platinum (450 CL), and a Gamestop Retail Card (250 CL). I personally don't think Discover cares and is doing whatever a computer. Hello – Does Citi generally make a lot of requests for 4506-T when requesting a CLI? Wells Fargo did earlier this year for me (but changed their mind for some reason), and AmEx did when I applied recently -- but that was expected because of my history with them. IVES Request for Transcript of Tax Return For Privacy Act and Paperwork Reduction Act Notice, see page 2. Starting October 1, you'll be required to list W2 on Line 6. IRS Form 4506 is the “Request for Copy of Tax Return. The thing that really doesn't make sense is all these 4506_T requests on SECURED cards! There's also a bewildering randomness to these requests as well. 1, the Internal Revenue Service implemented an automated process for accepting 4506-C transcript request forms. Some other card issues also no verify with the SSA. DiscoverIT opened ~ 2 years ago, always in good standing. 2. IMHO, call the AMEX backdoor number, can be found on myFICO forums/ DoC. . 11-2021 Page Section references are to the Internal Revenue Code unless otherwise noted. You must check the box in the signature area to ac knowledge you have. I was approved a little over a month ago for the Discover It Cash Back card. You can request a copy of your returns for the past six tax years and the current year, but the form isn’t necessarily a speedy solution to receiving a copy. Never late, never over the limit, moderate usage etc. A transcript displays your tax information specific to the type of tax transcript you request. American Express and Discover are the two main credit issuers who routinely request. ago. In effort to protect taxpayer information, a policy change was implemented for the Form 4506 series which no longer permits the mailing of tax returns to third parties. On any device & OS. ó. Use this link below as a template for filling out your 4506. This permission goes as far back as 2 years usually. There was a short transitional period where both form types were accepted but that ended 5-6 months ago when the IRS. Request may be rejected if the form is incomplete or illegible. Sounds like your AU did something that Discover did not like. 4506 c form pdf Form 4506C (June 2019 D R A FT Department of the Treasury Internal Revenue Services Request for Transcript of Tax Return OMB Number 1545Do not sign this irs form 4506 c Cat. ó. How long will it take?They also told them that once they sign the 4506-T and they got the information back from the IRS, they would give OP other options to show whatever proof they had. From my limited experience with the '4506-C' issue. of the corporation may submit a Form 4506 but must provide documentation to support the requester's right to receive the information. (Forms 4506-T and 4506T-EZ are used by taxpayers to request a transcript of tax return. Form 4506-C: IVES Request for Transcript of Tax (IRS) On average this form takes 8 minutes to complete. Line 1b: Enter your Social Security number. Typically though they will only accept IRS tax transcripts. No big deal, I signed it. 5(c) Information about a spouse or former spouse — (1) General rule. I applied for the Discover card, and before I even could activate it, I received a verification email asking for IRS form 4506c and my last three bank. However now I cannot activate my card until I sign this. 5. This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. 6 Financial Information Verification Procedures to Allow for the Use of IRS Forms 4506-C or 8821 for 7(a) and 504 Loans”. For existing cardholders who haven't gone through the 4506-C process yet, it's most likely just a matter of whether they get the "request" sooner or later. So, listing your annual income is a requirement on every credit card application. Usually they ask Social Security Administration Form SSA-89 to verify your basic information. . If you have any questions, our Customer Service Team is available 24/7 to assist at 1-800-347-2683. December 14, 2021. Form 4506-C is a request for a tax transcript, which is a document that provides a record of an individual's tax return filed with the IRS. Must use Form 4506-T if a letter is needed for tax years older than the prior three years. Inquired with Discover and they said I needed to be verified and to sign the aforementioned form request. Very frustrating. Discover Card is likely in violation of FEDERAL LAW if you are married: CFR1002. Learn More about the New 4506-C Form. Seriously I received a 4506-T request from Discover an old account. That’s good news for lenders, but the new process does come with. Your lender may ask you to provide the tax return information, and you have to send the form to the IRS. The rep said the tax transcript is purely to verify name, ssn, address etc for identi. Before closing the lender requires two years' tax returns from borrowers who are self-employed. S. ) Note: An alternate form or process is also acceptable if it authorizes the. You . It is as strange as possible that they ask this even for a secured card. I don't recommend the card anymore just because of this common request. The Form 4506-C is a document used by the Internal Revenue Service (IRS) to request a copy of a taxpayer’s tax transcript. The December Selling Guide update will include. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. Fast, electronic processing of Form 4506-C. Most lenders use the form to verify the self-reported income portion of your application to your tax return. It might be the time to move on from Discover, if it would be too much hassle to provide such documents. Taxpayers using a tax year beginning in one calendar year and ending in the following year (fiscal tax year) must file Form 4506-T to request a return transcript. I just went through this with Discover. The first section of the form requires your name, address, Social Security Number, and date of birth. Revenue Service (IRS) has released an updated version of IRS Form 4506-C for use by authorized. 4k. Credit card issuers are required by law to consider your ability to repay debt prior to extending a new line of credit. . The numbers looked good so I went ahead and applied for some cards. Remember that anything still owed on the account is still due. We would like to show you a description here but the site won’t allow us. Both methods are available 24/7. For all loans reviewed through the random selection process. No. Partnerships. But, then I realized, I wouldn't receive my most current statement. Previously, IRS Form 4506-T was used for this purpose; however, effective May 1, 2021, only Form 4506-C will be accepted through IVES to provide tax transcripts to third parties. In our latest webinar, we explain the changes, requirements, and. , borrower’s name and address against W-2s) to Form 4506-C to prevent common. (Forms 4506-T and 4506T-EZ are used by taxpayers to request a transcript of tax return. Other Items You May Find Useful. . pdf. The IRS provides tax records to a third party only with the consent of the taxpayer. This differs from Form 4506-T, which provides a line-by-line report of the tax transcript. Re: Discover 4506-C Request 3 years in. Real-time status updates. When Amex requested my tax transcript several years ago, it was when my credit line was requested to exceed $35,000. Apparently, discover has an approved list of who they accept notarized documents from and so my first attempt was rejected. IVES Request for Transcript of Tax Return. These are often used to cross-reference with your tax return to verify your income information. Amex is no joke, and they are dead serious when they ask for. #discoverunder5k Card is Checking Proof of Income #tonydtkhill #form 4506-cThis is about Discover Card is Checking Proof of Income. 5K CL. Use Form 4506-T to request tax return information. If they bring up the request, then you have your answer. its secured!!! 🤣 Why approve then have applicant jump through hoops? This would be way more appropriate on a large unsecured CL than a $200 limit. Compare income documents and information (e. May have been triggered by not using the card much the last 6. Note: This form must be received by IRS within 120 days of the signature date. During the homeowner assistance process, you may need to submit a variety of documents to help us understand your financial situation. As far as income, different states treat "household" income differently, having said that, as long as it is income available to yo. They just requested 4506-C from the IRS for income verification. The first section of the form requires your name, address, Social Security Number, and date of birth. Most lenders use the form to verify the self-reported income portion of your application to your tax return. 14. I have two accounts open with Discover for 5 years, one account $9,500 and second account opened earlier this year with a $20,000 limited. Tips for a successful 4506-C/tax transcript process • Add checks in pre-funding QC, pre-purchase QC, and closing package reviews to analyze the signed Form 4506-C to ensure it is completed correctly. These updates to IVES are in response to the Taxpayer First Act. $25,000 annual income. I have always liked the LUV button lol My income (joint tax. IRS 4506-C Request. Asking because I included DW's income when I app'd and got approved, but we file separately. State or local information is not included with the Form W-2 information. . I asked him if they had received my tax transcript yet and his response was, "We don't have your tax transcript on file but we will request it if we need to which is why we are requiring everyone to sign form 4506. I then received a letter asking me to provide a 4506-C, which authorizes Amex to take a look at my tax returns. The answer is no, you don’t have to. Morning, 13th statement closed a couple days ago. Even though I have bought and sold over 10 cars in the. The form may also be used to provide detailed information on your tax return to the third party if you need it. Purpose of form. I called them and asked if I can provide any other documentation and it was a hard no. When I asked an agent questions about the application, I was. 4506-C Income Verification Features & Benefits: Accelerated Processing Time: Veri-Tax audits 100% of orders at multiple check-points, reducing IRS rejections by 29%. There’s no possibility of fraud or altered. IVES Request for Transcript of Tax Return. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. Should be signed exactly as name appeared on tax return for the most recent tax year requested. That said, since increasing your line of credit does require the bank to verify that you. For verifying ID, or SSN credit card companies might request you fill out a SSA-89 to verify your identity, or SSN number. Hello guys this is my first time postting on this forum, so i am really excited to know what you all think. A couple of Sundays ago, I went for it again just for S&G expecting another denial. . I probably could of had them return my deposit and be done with them. 3. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. Two CLI, currently sitting around $7k. This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. That put me at $. I called and told them I got a significant raise this year and it wouldn't match my income from my returns. I applied for a Discover It Secured about 6 months ago, the second day after making my deposit of 200$ I had a request for 4506-T form in my inbox through Equifax, given Equifax amazing track record with security I declined to provide that info to discover, apped for a Chase Boundless and was instantly approved for 5k. Express and Discover do it and how you may trigger them to do this. Where as a 4506-T is a request for tax documents directly from the IRS. The builders lender is asking for a 4506-c from me as part of my disclosures, I guess I've gotten to that point in time where I don't really feel comfortable releasing all of my tax info lol, does anyone know if that's standard practice across all banks or if that's just their personal choice (DHI mortgage). IVES Request for Transcript of Tax Return. 900 James Loop, Killeen, TX 76542. So my boyfriend apped for his first Amex Card, the BCE. - If you get a 4506-C request, use the Back function of your browser - left-facing arrow in the top left if using Firefox for example - to go back to the page where you typed in the requested credit limit. For more information about Form 4506-C. 4506 Summit St is a townhouse currently priced at $1,100,000, which is 4. OMB Number 1545-1872. After that, they denied my requests more than 15 times. That is a NO for me dawg. Or 2019 2020 ( last 2 years). Request may be rejected if the form is incomplete or illegible. Chase Saphire (denied) Capital One Cash (approved $500CL) Amex Blue & Green (Cancelled)The logistics behind IV on 44 million (even when adjusted for those with two cards) is mind numbing, and logistically impossible. The transcript format better protects taxpayer data by partially masking personally identifiable information. I am self-employed and am waiting on a K1 from an investment and therefore have my personal taxes ready to go but can't click submit yet. IRS Form 4506-C can be used to obtain transcripts for up to four years or tax periods but only one tax form number can be requested per each IRS Form 4506-C. Request may be rejected if the form is incomplete or illegible. 4506-C (October 2022) Department of the Treasury - Internal Revenue Service. 4506-C (9-2020) Form . I'll try to sum up quickly my experience with the 4506-C request I received from Discover. It sounds strange to me because this may i was approved by discover for all 3 cards and they didnt ask me for anything, nada. S. IVES Request for Transcript of Tax Return. The unspoken rule is that if they (Discover) can do it once, they sure can do it again (ask for consent to access your tax transcripts). I'd been asking for CLIs for several months, probably over a year and always denied. It’s hugely helpful. e. ” - Benjamin Franklin "I gave what was the least untruthful answer" - James Clapper, previous US Director National Intelligence, explaining why he. I applied for a Discover card last week and was accepted. 4506 c form pdf Form 4506C (June 2019 D R A FT Department of the Treasury Internal Revenue Services Request for Transcript of Tax Return OMB Number 1545Do not sign this irs form 4506 c Cat. From local news and events to breathtaking scenery and outdoor activities, this community is a hub for British Columbians and anyone interested in the region. No software installation. 4506-C . The much more intensive use of Form 4506-T also is focusing new light on what consumers should -- and shouldn’t -- do when confronted with a lender’s or settlement agent’s request that they. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. The expected result is a significantly faster income verification process. Question about lenders obtaining tax transcripts. Hold placed on my account until I give consent. There are currently five requirements of the E-Sign law which we propose to implement: The signature must be under the sole control of the individual. ” (84 FR 35709 [2019]) Written comments on the new form were required to be received by the IRS on or before September 23, 2019. Future Developments For the latest Having a discover card is very risky now-a-days to those who couldn't prove their income for credit limit that have. Don't ask me how that happened. The article explains why Am. Once completed you can sign your fillable form or send for signing. @pursuetriumphcelebrate wrote: Morning, 13th statement closed a couple days ago. It’s important to note that Form 4506T-EZ includes most lines from the requested tax return but not all lines. of the corporation may submit a Form 4506 but must provide documentation to support the requester's right to receive the information. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John. The December Selling Guide update will. In any case, this may be IRS Consent Form 4506-C. Surprisingly, they offered a $7k CLI. 41721E Form 4506 Rev. If they don’t, still got your answer 😀. The IRS Form 4506-C is a Request for Copy of Tax Return form that can be used to request copies of a taxpayer’s tax returns. I got the 7 to 10 message upon app 2 weeks ago and today I recieved a letter requesting a 4506-T and it mentions that another HP will be done if I want to continue processing the app. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. Once signed, you are giving them permission to retrieve copies of your tax returns. . Fannie Mae requires lenders to include the requirement to submit the IRS Form 4506-C to the IRS (or designee) in their written QC plan. I'd be happy if I can recoup half (or 10k). At this time, a temporary hold is being placed on your Discover Card. Capital One Secured - $200 Limit. Ask Poli AskPoli. Transcript delivery in hours. If you dont have income, you usually wont get a card. I called and told them I got a significant raise this year and it wouldn't match my income from my returns. e. then after 3-4 days, got hit with the IRS 4506-C form… With two online options, IVES participants can choose an avenue that works best for their company model. Data points on Discover are all over the place. For more information about Form 4506-C. Probably not worth the hassle of seeing if Discover will accept a foreign notarization!)Once Discover has received and processed the IRS information, you will be contacted in writing to advise that the review of your account is completed. Form 4506-C Final Published Version. Fannie. Request may be rejected if the form is incomplete or illegible. You can authorize a lender to request your tax transcript through your online account or by email or fax with Form 4506-C. Saving you the time and expense of having to resubmit. I cannot say I've ever seen income verification for secured card. “Those who desire to give up freedom in order to gain security will not have, nor do they deserve, either one. A. Total CL - $567,100. Fannie Mae customers! Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. , ~Haven't falsified income but if I submit to this request it needs to be for a new account, didn't feel secured was worth it. OMB Number 1545-1872. Share your stories, photos, and experiences with fellow members and discover the diverse culture and natural beauty that BC has to offer. Hi All! I called the SBA yesterday and spoke to a CSR. Form 4506-C Frequently Asked Questions. If they close the account, that's fine. I applied for the Platinum Card about 2 weeks ago and it went straight into a review phase. 4506 c form pdf Form 4506C (June 2019 D R A FT Department of the Treasury Internal Revenue Services Request for Transcript of Tax Return OMB Number 1545Do not sign this irs form 4506 c Cat. 1,527 sq ft. Discover Consent 4506C needed? So I have a question. I applied for the Citi Premier when they had the 60K TYP offer going. . Amex told me they needed the form in order to verify my income. Related forms. sign the 4506-C MUST be checked in order for the 4506-C form to be accepted by the IRS. Discover sent me an email requesting my 4506-T. This is a request to verify your income. Ask the underwriter for the status of your credit limit increase, not mentioning the 4506-C request. for verifying financial information remain the same, except the reference to IRS Form 4506-T is replaced by IRS Form 4506-C. Financial data remains fully visible to allow for tax preparation, tax representation, or. 10-2022) Form . And reports suggest it is a Discover issue, just google "Discover IRS 4506" and there's plenty posts on reddit and elsewhere. OMB Number 1545-1872. The Department again referenced Form 4506-C in its 30-Day Notice on December. do not . Benefits: Secure, online taxpayer authorization. ) Note: An alternate form or process is also acceptable if it authorizes the. My credit score is 730+ and I figured I would get approved instantly. SBA Lenders must follow IRS Form 4506-C Instructions or risk rejection of the request by IRS. Most don't seem to mind, I would close the card. The IRS had initially set a deadline of March 1, 2022 to conform to their new 4506-C clean form requirements, but they’ve recently extended the cutoff date to October 1, 2022. From past data points, it appears that 4506-C reviews typically take a week or two (and sometimes as long as three weeks) for Discover to process. This form is typically used when a taxpayer needs to provide their tax information to a lender or other third party for a loan application or other purpose. 4k I have a $0 balance and always PIF My other posts will show I started making credit moves in the last month, so that may be what prompted the request. The IRS IVES Request for Transcript of Tax Return (IRS Form 4506-C) gives the lender permission from the borrower to obtain tax transcripts from the IRS. You can contact Discover as ask if they will accept paystubs, in some cases they will. I read about all I can about the 4506-T and HUCA 3 times asking for a work-around. Request may be rejected if the form is incomplete or illegible. As an aside, the 4506-C is now the form used to request release of federal tax returns. It helps us quickly confirm your income. Its official. For questions or if any information on your 4506-T is incorrect, please contact Discover Customer Protection Services directly at 1-800-203-4969, or call the phone number on the back of your card. Automated methods for obtaining tax transcripts being unavailable. To fill out the form, you will need to provide basic information about yourself and the tax return you are requesting. Hold placed on my account until I give consent. That’s quite unfortunate. To fill out the form, you will need to provide basic information about. SL was $800 and now sits at $20. Generally, Form 4506 can be signed by any person who was a member of the partnership during any part of the tax period requested on line 7. (Laiki Bank) in Cyprus. I'm curious if they will still send the card. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your. IRS issues updated IRS Form 4506-C. I believe Discover is one that uses personal income not household. I've been reading the boards for close to a year now and after today decided to post. Every credit reporting agency has a fraud alert on my report asking to verify my identity before issuing credit. Forms with missing. Discover It asking for 4506-C. I have no debt (paid off all baddies) and currently have a $1000 limit Open Sky S. They won’t. Most recent CLI about 6-7 months ago. 4506-C (September 2020) Department of the Treasury - Internal Revenue Service. ” – (BOLD. Do whatever you want with a Form 4506-C (Rev. On the application I indicated 53k income (I personally earn more), transcript for last 2 years tax returned filed is north. I woke up this morning and seen this request 4506-C request. Started at $200, increased to $1500. I think i'll give them a year or two before requesting anything else from them depending on the outcome of this. In this video I going to cover what are your options and share with your what I did for. 5k. Tax return (2020) not indicative of current income (2021) Hey everyone! I recently applied for Amex platinum card and they have put my application under review pending my 4506T form so they can see my income. IVES Request for Transcript of Tax Return. Thanks for expanding on that and the update @GApeachy You're correct, the OP had a 4506-T instance with Discover and they had questions about applying for the JetBlue card about a year or so ago. $500 secued card???? Gotta be a screw up unless you accidently put down $450. Discover randomly targets everyone from old accounts to newly made secured card holders. The Form 4506-C: IVES Request for Transcript of Tax (IRS) form. I called Discover (who were unnecessarily rude) and they told me the form hasn’t even been accepted by the IRS yet, and that it would be 2-3 days after it was accepted before. Hey all! Sorry if this has been asked or talked about. OMB Number 1545-1872. When I open it, it's really a form 4506-T, which is normally a tax transcript from IRS for income verification. Fannie Mae requires lenders to have each borrower whose income (regardless of income source) is used to qualify for the loan to complete and sign a separate IRS Form 4506-C at or before closing. 4506-C Again. American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income. Immediately called to close the card. . Discover 4506-t. Be at least 18 years old. Yup, 4506-C merely means you are allowing access to your tax returns. Re: Discover $7k CLI --> Then 4506-C. Simplify Income Analysis: All tax transcripts include a summary coversheet that highlights and calculates key income verification line. To fill out the form, you will need to provide basic information about. . The tax transcript contains information from a variety of. I currently have Prestige at 13K and AA Pl. ) Return to top. Re: Discover 4506-C Secured Request ~ Declined. However now I cannot activate my card until I sign this 4506-C "IVES Request for Transcript of Tax Return" document and supply Discover with 3 months of bank statements. A little bit of background: 32 yea. I've seen 5 or so Disco+4506 threads lately and it makes me wonder if someone made a glitch in the coding on the backend systems causing all of these profiles to get flagged for no. Although lenders. JigglyJello1 • 7 mo. If they bring up the request, then you have your answer. The team is available Monday through Friday, from 8:00AM-9:00PM Eastern Time, and Saturday 8:00AM-4:30PM Eastern Time. . Download . ; Select Request for Copy of Tax Return (4506).